John K. Delaney
Founder and Chairman Emeritus
CapitalSource, now in our twelfth year, is extremely well positioned to thrive in an otherwise difficult environment for financial service providers. We are financially strong, empowered by a team of extraordinarily dedicated individuals, and remain focused on the highest levels of customer service and care. More than ever, we are committed to growing our commercial lending business at CapitalSource Bank, in sectors we know well.
We are in the commercial lending and banking business. Our lending activities are centered in our large scale national lending platform that specifically targets industries and sectors where we have domain expertise. With over a dozen lending divisions, this platform positions us to both provide a differentiated and highly valuable service to our borrowers and creates a diverse and balanced loan portfolio for our balance sheet. Equally important is the highly efficient depository we operate across Southern and Central California—the fourth largest banking franchise in Los Angeles. This franchise provides us with low cost and stable funding to meet our expanding lending needs. In each business—national lending and depository service—we share a commitment to excellence.
We view ourselves as an important source of financing for credit-starved small and middle-market businesses which are the backbone of our economy. CapitalSource is financing the next generation of job creators and we are exceptionally proud of this role.
Across our history, we have been leaders in customer service, creativity, and consistency, attributes we still view as highly relevant today. These, together with enduring principles of discipline and integrity, have defined our culture from the beginning and will continue to guide us in the future.
Published August 2012